Financing At Cream City Music


You work hard. You’re after the perfect piece of gear that is going to take your playing and creative expression to the next level. 

Don't wait. You deserve to have it now and with two great options for Play Now, Pay Later financing from Cream City Music, you can!

Online or In Store: PayPal Credit


Cream City Music offers online financing in partnership with PayPal's Bill Me Later service!

Experience the benefits of the gear you need NOW with No Payments + No Interest if paid off within six months. 

Want to make it happen? Select the gear you need, add it to your cart, and when you proceed to Checkout, select  Checkout With PayPal, and choose Bill Me Later financing. 

How To Get Your Gear NOW with PayPal Credit:

1. Choose the gear you need and add it to your Cream City Music shopping cart.

2. Select PayPal for your payment method during checkout and then choose PayPal's Bill Me Later financing.

3. Answer a few questions and accept the Bill Me Later Terms.

4. Watch for your Bill Me Later statement in your email.

5. Have the time of your life with your new gear shipped FREE to you from Cream City Music!

At Our Shop Only: PFC Finance



How To Get Your Gear NOW with PFC Finance:

  • 90 Days Same as Cash                         ($250 minimum)
  • Six Months (180 Days) Same as Cash  ($500 minimum)
  • 12 Months (360 Days) Same as Cash   ($1,000 minimum)

1. Choose the gear you need while at Cream City Music’s store

2. Talk to your Cream City Music Sales Associate about setting up a PFC Same As Cash Financing application

3. Answer a few questions and accept the PFC Terms. You will receive a computer generated contract upon approval.

4. Watch for your PFC statement in your email/mail.

5. Take home your new gear from Cream City Music!